1. Acceptance of Terms
By accessing and using the Zen Funding website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.
2. Services Description
Zen Funding provides business financing solutions including but not limited to working capital loans, merchant cash advances, lines of credit, equipment financing, and SBA loan assistance. We act as a facilitator connecting borrowers with lending partners and do not directly lend funds.
3. Eligibility
To use our services, you must be at least 18 years of age, a legal resident of the United States, and authorized to enter into binding agreements. By submitting an application, you represent that all information provided is true and accurate.
4. Application & Approval Process
Submitting an application does not guarantee approval. All applications are subject to review by our lending partners. Zen Funding reserves the right to decline any application at its sole discretion. Pre-qualification does not constitute a binding loan offer.
5. Credit Inquiries
Initial pre-qualification may involve a soft credit inquiry that does not affect your credit score. However, if you proceed with a formal application, our lending partners may perform a hard credit inquiry. You will be notified before any hard credit pull is initiated.
6. Fees & Charges
Zen Funding does not charge upfront fees to consumers for processing applications. Any fees associated with an approved loan will be clearly disclosed by the lending partner before you accept the terms of the loan agreement.
7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Zen Funding and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or use any content without prior written consent.
8. Limitation of Liability
Zen Funding shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services. We do not guarantee the accuracy, completeness, or timeliness of information provided on this site.
9. Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience only. Zen Funding is not responsible for the content or privacy practices of any third-party sites.
10. Modifications
We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Your continued use of our services after any changes constitutes acceptance of the revised terms.
11. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.
12. Contact
If you have questions about these Terms & Conditions, please contact us at loans@zen-fundig.net or call 719-207-3895.