1. Introduction
Zen Funding ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
2. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, business name, Social Security Number (for credit checks), and financial information provided during the application process.
- Business Information: Business revenue, time in business, industry type, and tax identification numbers.
- Technical Data: IP address, browser type, operating system, referring URLs, and browsing behavior on our site.
- Cookies & Tracking: We use cookies and similar technologies to enhance user experience and analyze website traffic.
3. How We Use Your Information
We use the information we collect to:
- Process and evaluate your financing application
- Connect you with appropriate lending partners
- Communicate with you regarding your application status
- Improve our website and services
- Comply with legal and regulatory requirements
- Prevent fraud and protect our business interests
4. Information Sharing & Disclosure
We may share your information with:
- Lending Partners: To facilitate your loan application and approval process.
- Service Providers: Third parties who assist us in operating our website and conducting business.
- Legal Authorities: When required by law, subpoena, or government regulation.
We do not sell your personal information to third parties for marketing purposes.
5. Data Security
We implement industry-standard security measures including SSL encryption, secure servers, and access controls to protect your personal information. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
6. Your Rights & Choices
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal data (subject to legal obligations)
- Opt out of marketing communications at any time
- Disable cookies through your browser settings
7. California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is being collected, the right to request deletion, and the right to opt out of the sale of personal information.
8. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a minor, we will take steps to delete it promptly.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
10. Contact Us
If you have questions or concerns about this Privacy Policy or your personal data, please contact us:
Email: loans@zen-fundig.net
Phone: 719-207-3895